Big news for UK travellers and points collectors: Hilton has launched a limited time promotional offer on their UK debit cards - the Hilton Honors Debit Card and Hilton Honors Plus Debit Card, which allow you to earn Hilton Honors points for use on hotel stays, as well as having a 10:1 conversion rate to Avios - giving you extra ways to rack up your balance to book reward seats as a BA Club member.
The Hilton Honors debit cards are the first-ever UK debit loyalty cards, created in partnership with Currensea. This groundbreaking move offers a credit-free way to earn Hilton Honors points and elite status—directly through your bank account.
The Promotional Offer
Limited-Time Offer – Ends 14 August 2025
For a limited time, Hilton is offering enhanced sign-up bonuses and benefits for new applicants, including a 300% increased sign up Hilton Honors points bonus on the premium card. You can choose between two versions of the card, each tailored to different travel styles:
Hilton Honors Plus Debit Card (Premium)
- Annual Fee: £150
- Sign-Up Bonus: 30,000 points after spending £2,500 in foreign currency within 6 months (usually 10,000)
- Status: Instant Gold Elite (retained while active)
- Foreign Exchange Fee: 0% worldwide
- Credit Check: None (soft ID check only)
Points Earning:
Spend Type | Points per £1 |
UK everyday spending | 1.5 pts |
Hilton stays (UK & abroad) | 3 pts |
Foreign spend (non-Hilton) | 3 pts |
Hilton stays abroad | 4.5 pts |
Why It’s Worth It:
The 30,000-point welcome bonus is worth over £100 and 3x the usual offer. Gold Elite status brings perks like complimentary breakfast and 80% more points on stays. With 0% FX fees, it’s a top pick for frequent travellers. You can enjoy some serious complimentary perks and enhanced Hilton Honors points earning rate, which can obviously translate to higher Avios conversions - helping you to collect Avios for your points pot as a BA Club member.
Of course, you can also combine your loyalty programme perks to book reward flights using Avios, and hotel stays with Hilton Honors points - saving even more cash on your holiday booking. You can apply for this card here.
Hilton Honors Debit Card (Standard)
- Annual Fee: £60 (Discounted to £30 for the first year if you apply by 14 August 2025)
- Sign-Up Bonus: 2,500 points after spending £500 in foreign currency within 3 months
- Status: Instant Silver Elite (kept while card is active)
- Foreign Exchange Fee: 0.5% on non-GBP transactions
- Credit Check: None (soft ID check only)
Points Earning:
Spend Type | Points per £1 |
UK everyday spending | 1 pt |
Foreign spend (non-Hilton) | 2 pts |
Hilton stays (UK) | 2 pts |
Hilton stays (abroad) | 3 pts |
Why It’s Worth It:
If you have Hilton Honors Silver Elite status you can get 20% more points, free bottled water, and your 5th night free on reward stays. At just £30 for the first year, this card can easily pay for itself with a few Hilton overnight stays or overseas purchases.
If you travel pretty frequently for business, the Hilton Honors debit card is a great way of earning extra points on work time, whether you then convert them to Avios to boost your balance, or retain them for use on Hilton stays. The same idea applies if you take a few trips abroad each year for leisure purposes - it won’t flood you with points, but it’s a handy extra way to collect Avios, and help you achieve your reward flight targets faster as a BA Club member. You can apply for this card here.
Which Card Should You Choose?
- Standard Card: Ideal for casual Hilton guests or travellers who want solid perks and points at a low entry cost, with an extra way to collect Avios. Get yours here.
- Plus Card: Best for frequent flyers and Hilton loyalists who can take full advantage of Gold benefits and high overseas spending, as well as the potential for higher Avios conversions, when they suit you. Get yours here.
A Fresh Way to Earn Hilton Honors Points—No Credit Card Required
Unlike traditional credit-based reward cards, the Hilton Honors debit cards link directly to your UK bank account, removing the need for top-ups or managing a new account. It's simple, simple, and ideal for those who prefer to avoid credit cards.
Better yet, Hilton Honors points earned can be converted to Avios at a 10:1 ratio—perfect for Avios collectors looking to boost their balance.
Final Thoughts: A Smart, Credit-Free Loyalty Option
This launch marks a significant shift—a true loyalty debit card that offers elite hotel status without relying on credit. With automatic bank integration, strong rewards on travel spend, and limited-time bonus offers, both Hilton debit cards offer excellent value for UK travellers. The same advice applies to an occasional guest and a frequent globetrotter: this new offer opens up exciting opportunities to make your everyday spending work harder. Don't miss out—the promotion ends 14 August 2025. Get your card here.
- Passenger1
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